In order to choose the best, you need to have at least working cognition of all the top options in front of you. The same goes for the car insurance companies of the UAE. There are several options that you can choose from, naturally, and we have picked the best 10 out of them to help you zero down to one that ’ s best for you. Following is a comprehensive examination layout of the top car policy providers of the UAE with a brief insertion of plans and benefits that they offer :
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Best Car Insurance Companies in Dubai and UAE 2022

here are the tilt of Best car indemnity companies in Duabi and UAE

1. Oman Insurance

Seen as one of the most reliable car policy companies in the UAE, Oman Insurance has its headquarters in Dubai and operates in every emirate with a network of over 15 branches in each emirate, Sultanate of Oman, and Qatar a well. Known for its wide-eyed business portfolio with a variety of health, life, and property indemnity plans, Oman Insurance is one of the top names when it comes to car insurance companies in the UAE. It offers a scope of comprehensive examination, third-party, and special coverage car policy plans.

Oman Insurance
Available Options
  • Comprehensive Car Insurance
  • Third-Party Liability Insurance
  • InsureMyTesla (tailor-made plan for Tesla owners)
  • High Net Worth Motor Cover (luxury vehicles)
Third-Party Car Damage Cover
  • AED 3,500,000 – Comprehensive and Third-Party Liability Covers
  • AED 5,000,000 –InsureMyTesla and High Net Worth Motor Cover
Windscreen Cover AED 3,000
Emergency Medical Expenses AED 5,000
Emergency Road-Side Assistance available 27x7x365 for all design holders
Personal Injury AED 30,000
Geographical Expansion UAE and Oman ( Qatar arsenic well for high net Worth Motor Covers )
Agency Repairs
  • Up to 3 years (comprehensive and third-party plans)
  • 5 years and extendable (for InsureMyTesla and High Net Worth Motor Cover)
Personal Accident Cover (driver/passenger) AED 200,000 ( optional accessory )
Add-Ons
  • Personal Accident Benefit
  • Courtesy Car Cash Benefit (included in high net worth motor cover at AED 10,000)
  • Rent-a-Car Benefit
  • Off-road Coverage for SUVs (included in high net worth motor cover

Top 10 Best Car Insurance Companies in Dubai & UAE - Mar 2022

2. AXA Car Insurance

AXA Insurance, a France-based multinational caller, has been dominating the Gulf policy market for over 68 years now. AXA offers very competitive comprehensive examination cable car indemnity plans with a coverage of up to 15 years. The things that set this car insurance company apart from other car indemnity companies in the emirates are the well-thought layout, a issue of internal options, and several value-added services in form of add-ons. With a range of comprehensive car policy plans and compulsory third-party indemnity, AXA is easily one of the exceed car indemnity companies in the UAE .

AXA Insurance
Available Options
  •  Comprehensive Car Insurance
  1. Motor Prestige Plan
  2. Motor Perfect Plan
  • Third-Party Liability Insurance
Third-Party Car Damage Cover
  • AED 3.5 million – AXA Perfect and Third-Party plans
  • AED 5 million –AXA Prestige plan
Windscreen Damage Waiver
  • Complete Cover (Prestige)
  • Up to AED 5,000 (Perfect)
Emergency Medical Expenses
  • AED 6,000 (Prestige)
  • AED 3,500 (Perfect)
Emergency Road-Side Assistance available 27x7x365 for all plan holders
Personal Injury AED 20,000 ( Prestige and Perfect )
Geographical Expansion UAE ( Oman deoxyadenosine monophosphate well for Prestige and Perfect )
Agency Repairs
  • Up to 5 years (optional) for AXA Perfect Plans
  • 5 years (included) for AXA Prestige Plan
Personal Accident Cover (driver/passenger) AED 200,000 ( optional accessory )
Off-Road Cover available with AXA Prestige and Perfect plans
Add-Ons
  • GCC Cover (AXA Prestige and Perfect)
  • Personal Accident Benefits Cover – Driver (all plans)
  • Personal Accident Benefit Cover – Passenger (all plans)
Accident and Breakdown Recovery 24×7 – all plans

3. Al Sagr Insurance

Al Sagr was established in 1979 and has been working on top of its classify as an indemnity and reinsurance company ever since. The company was established as a multinational company with its headquarters located in Dubai. Al Sagr is a public shareholding and one of the clear car policy companies of the UAE offer both comprehensive examination and third-party plans with a multitude of benefits .

Al Sagr Insurance
Available Options
  • Comprehensive Car Insurance
  • Third-Party Liability Insurance
Third-Party Car Damage Cover AED 2 million
Emergency Road-Side Assistance available 27x7x365 for all design holders
Personal Injury AED 20,000
Geographical Expansion UAE ( Oman deoxyadenosine monophosphate well for Prestige and Perfect )
Agency Repairs up to 3 years
Personal Accident Cover (driver/passenger) AED 200,000 ( optional addition )
Off-Road Cover available with AXA Prestige and Perfect plans
Add-Ons
  • Cover for the driver and passengers
  • Personal Effects – Up to AED 2,000
  • Windscreen Cover-Up to AED 2,000
  • Medical Cover-Up to AED 2,000
  • Oman Extension
  • Orange Card Extension
Accident and Breakdown Recovery 24×7 – all plans

4. Al Fujairah National Insurance Company (AFNIC)

The only indemnity company in the unharmed of UAE with its headquarters located in the emirate of Fujairah, AFNIC has about 80 % of its shares owned by the government. The company was formed in the year 1976 it operates in Dubai, Abu Dhabi, and Dibba along with Sharjah. AFNIC is besides one of the identical few cable car policy companies in the state that allows its customers to buy policy products from insurance ATMs, scattered across the nation .

Al Fujairah National Insurance Company(AFNIC)
Available Options
  • Comprehensive Car Insurance
  • Third-Party Liability Car Insurance
Third-Party Car Damage Cover Included
Emergency Medical Expenses Covered
Emergency Road-Side Assistance available 27x7x365 for all plan holders
Driver and Passenger Covers improving to AED 200,000
Windscreen Damage Repairs Covered for Personal Cars only
Agency Repairs Included
Off-Road Cover not Covered
Geographical Coverage UAE + Oman extension ( with Orange batting order alone )
Add-On Services personal accident Covers

5. Noor Takaful Insurance

A rather new addition to the list of top car insurance companies in the UAE and the first caller to abide by Law 6 ( Federal ), Noor Takaful has been an prototype of Takaful, Sharia-compliant car insurance plans in not entirely the UAE but besides in the wholly of Middle East. Combining the contemporary needs of the customers with the traditional, heart-warming values of Sharia law, Noor Takaful Insurance Company ideally offers car insurance plans that are a gallant mix of both modernity and traditionalism

Noor Takaful Insurance
Available Options
  • Comprehensive Car Insurance
  • Third-Party Liability Insurance
Third-Party Car Damage Cover AED 2 million
Emergency Medical Expenses AED 4,000
Emergency Road-Side Assistance available 27x7x365 for all plan holders
Personal Belongings   AED 4,000
Geographical Expansion UAE
Agency Repairs 3 years ( for comprehensive plans )
Personal Accident Cover (driver/passenger) As per caller policies
Off-Road Cover Covered for comprehensive examination
Add-Ons
  • Oman Extension (comprehensive)
  • Off-road vehicle cover (comprehensive)
  • Rent-a-Car (comprehensive)
  • Personal Accident Cover – driver and passengers (comprehensive plan)
Accident and Breakdown Recovery 24×7 – all plans

6. Adamjee Insurance

Adamjee Insurance is one of the top names that come to mind when we talk about the top car indemnity companies in the UAE. Adamjee operates in partnership with the Ministry Economy and was established in the year 1960 as a public entity, registered with Pakistan Stock Exchange. With a divers business portfolio, Adamjee is long-familiar in the UAE for offering extensive comprehensive car policy plans.

Adamjee Insurance
available Options comprehensive car policy
Third Party Car Damage Cover Covered
Emergency Road-Side Assistance available 27x7x365
geographic expansion UAE and Yas Marina Circuits ( conditions apply )
Agency Repairs Covered
addition
  • Emergency Medical Expenses (AED 5,000)
  • Personal Injury (AED 30,000)
  • Personal Accident (up to AED 200,000)
  • Off-Road Cover (for SUVs)
  • Courtesy Car Cash Benefit

7. Tokio Marine Insurance

Tokio Marine is the largest non-life indemnity company in Japan and has been of peer importance in the UAE insurance marketplace since 1976 although it was in the first place established in the year 1879 in Japan. Apart from UAE, Tokio Marine serves customers of 44 other countries worldwide and is known to be one of the very best cable car indemnity companies in the world. Tokio Marine offers a huge compass of comprehensive examination car insurance plans along with third-party indemnity plans for UAE customers today .

Tokio Marine Insurance
Available Options
  • Comprehensive Car Insurance
  1. Tokio Must
  2. Tokio Smart Plus
  3. Tokio Million Privilege
  • Third-Party Liability Insurance
Third-Party Car Damage Cover
  • AED 2 million (Third Party and Tokio Must)
  • AED 3.5 Million (Tokio Smart Plus)
  • AED 5 Million (Tokio Million Privilege)
Windscreen Damage Waiver
  • One-Time Complete Coverage
  • Unlimited (Tokio Million Privilege)
Emergency Medical Expenses
  • AED 3,000 (Tokio Must)
  • AED 4,000 (Tokio Smart Plus)
  • AED 10,000 (Tokio Million Privilege)
Emergency Road-Side Assistance available 27x7x365 for all plan holders
Personal Injury
  • AED 10,000 (Tokio Must)
  • AED 15,000 (Tokio Smart Plus)
  • AED 25,000 (Tokio Million Privilege)
Personal Belongings 
  • AED 2,500 (Tokio Must)
  • AED 3,500 (Tokio Smart Plus)
  • AED 5,000 (Tokio Million Privilege)
Geographical Expansion UAE and Oman Cover for personal damage
Agency Repairs
  • 5 years (Tokio Million Privilege)
  • 3 years (Tokio Smart Plus)
Personal Accident Cover (driver/passenger) As per company policies
Off-Road Cover Covered for comprehensive
Add-Ons
  • Off-road vehicle cover (include in (Tokio Million Privilege)
  • Personal Accident Cover – driver and passengers (third party)
Accident and Breakdown Recovery 24×7 – all plans

8. Abu Dhabi National Takaful Company

The aim of Abu Dhabi National Takaful Company is to offer ideal, bespoke Takaful indemnity solutions to the regional indemnity market of Dubai and the UAE. Abu Dhabi National Takaful Company was founded in 2003 and has its headquarters located in Abu Dhabi. It is besides registered as the very first of the Takaful insurance companies in the UAE and is considered to be one of the best car insurance companies in the nation .

Abu Dhabi National Takaful Insurance
Available Options comprehensive car insurance
Third-Party Car Damage Cover Included
Emergency Medical Expenses Covered
Emergency Road-Side Assistance available 27x7x365 for all plan holders
Personal Injury/Accident Covered for the guarantee driver a well as an employee driver
Personal Belongings (in the car) Covered against fire and larceny
Windscreen Damage Repairs Covered for Personal Cars alone
Agency Repairs up to 3 years
Off-Road Cover Covered for 4×4 cars
Geographical Coverage UAE + Oman extension
Additional Free Services flat tire, battery hike, look-out serve, towing, Rent-A-Car ( 24 hours ), and mechanical breakdowns .

9. Salama Takaful Insurance

Salama is the oldest Takaful insurance party in the UAE offering a huge range of Sharia-compliant insurance products. Salama was established in 1979 and has been a shining leading of the Takaful policy industry from the very beginning. It offers fantastic comprehensive examination cable car indemnity plans with a variety show of benefits and add-ons as add benefits to the customers making it one of the best car insurance companies to go with .

Salama Takaful Insurance
Available Options comprehensive car indemnity
Third Party Car Damage Cover AED 3.5 million
Third Party Liability (Family) AED 200,000
Emergency Medical Expenses AED 5,000
Emergency Road-Side Assistance available 27x7x365
Off-Road Cover For SUVs ( as per the Insured Value )
Windscreen Damage AED 4,000
Personal Accident Benefit (Driver) AED 200,000
Personal Accident Benefit (Passenger) AED 200,000 ( each passenger )
Personal Belongings AED 5,000
Geographical Expansion UAE and Oman
Add-Ons
  • Agency Repairs
  • Rent-a-Car (10 days)

10. RSA Insurance

With over 60 years of experience in serving its customers in the UAE, RSA indemnity has been a big character of the indemnity field in the nation. The original roots of the company were established some 300 years ago. A very authentic cable car insurance company in the area, RSA has been functioning in UAE since 1956 and offers a kind of unlike car indemnity plans with a comprehensive examination list of benefits, as explained below .

RSA Insurance
Available Options
  • Comprehensive Car Insurance
  1. Motor Executive
  2. Motor Smart
  • Third-Party Liability Insurance (Motor Value)
Third-Party Car Damage Cover
  • AED 3,500,000 – Motor Smart and Motor Value
  • AED 5,000,000 – Motor Executive
Windscreen Cover Included
Emergency Medical Expenses
  • AED 6,000 (Motor Executive)
  • AED 3,500 (Motor Smart)
Emergency Road-Side Assistance available 27x7x365
Personal Injury AED 20,000
Geographical Expansion UAE and Oman
Agency Repairs Included
Personal Accident Cover (driver/passenger) AED 200,000 ( individually for the driver and each passenger )
Add-Ons All Plans :

  • Rent-a-Car Benefit
  • GCC Cover

lone Motor Smart :

  • Personal Accident Cover
  • Agency Repairs
  • Breakdown Recovery

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Conclusion

There is no deficit of good car indemnity providers in the UAE for you to pick from and make a final examination decision. however, every choice that you make should be a intelligent one since car insurance is not entirely a protective measure but besides an investment. Make indisputable you have done your research and compared car indemnity companies and policies using comparison tools available on insurance collector websites like PolicyBazaar UAE. Given that you do the needed, you can easily buy ideal car indemnity on-line from your darling supplier .

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