Advertiser disclosure You may be wondering if a Good2Go car policy policy is right for you. Good2Go provides coverage options for bad drivers, which can be hard to find. We ’ ve done all of the research so you can make the most inform decision when it comes to protecting yourself and your vehicle. Whenever you shop for car policy, we recommend getting quotes from multiple providers so you can compare coverage and rates. Read on to learn more about Good2Go car policy coverage, the company ‘s repute, and what customers have to say, then check out the best car indemnity providers in the industry and start comparing quotes.

In this article:

Good2Go Auto Insurance Overview

Good2Go Insurance, Inc. is an car insurance supplier that specializes in providing minimal limits car insurance coverage that is required in every express. It is ideal for bad drivers – who may have disturb getting coverage elsewhere – and drivers looking for just basic car insurance. Good2Go car insurance has been around for more than 25 years. once known as american Independent Companies, Inc., Good2Go was born when the following underwriters consolidated under one trade name :

  • American Independent Insurance Company
  • Apollo Casualty Company
  • Bankers Independent Insurance Company
  • Omni Insurance Company
  • Omni Indemnity Company
  • Personal Service Insurance Company

nowadays, Good2Go caters to drivers with major infractions, accidents, and DUIs on their records, american samoa well as those only looking alone to meet their state ‘s minimal coverage requirements. In fact, those are the only plans available to drivers with Good2Go car policy. While other insurers offer a variety show of policies and types of car indemnity, Good2Go has a limited telescope. With a relatively simple web presence, it can be difficult to know whether you can trust Good2Go. The caller has been accredited by the BBB since 2015, but it presently holds a D- evaluation. Unlike most major cable car policy companies, Good2Go presently doesn ’ t have a fiscal potency rat from AM Best. A senior high school fiscal potency rate speaks to a company ‘s ability to pay out claims. previously, AM Best gave nine of Good2Go ’ s underwriting partners a C+ fink, which means the companies had a bare ability to meet customer claims before their ratings were withdrawn.

Good2Go Auto Insurance Coverage And Cost

Compared to larger policy carriers, Good2Go has very specify coverage options. As of 2020, the company only provides two types of policy plans : Liability only and bad Auto Insurance. Good2Go does not provide comprehensive car indemnity.

Liability Only

Liability Only indemnity coverage is for drivers looking for the minimal indemnity required in each state. Depending on your localization, this coverage could range from $ 10,000 to $ 100,000 per person for bodily injury liability and $ 5,000 to $ 50,000 per occurrence for place damage indebtedness policy.

High-Risk Auto Insurance

Good2Go car policy is besides available to motorists that indemnity agencies see as riskier to insure. Examples of bad drivers include :

  • Drivers convicted of DUIs/DWIs
  • Newly license drivers
  • Drivers whose licenses have been suspended
  • Young or elderly drivers
  • Individuals with poor credit history
  • Residents of high-risk areas
  • Drivers with a history of traffic violations or accidents

Although Good2Go specializes in this type of insurance coverage, bad drivers may still pay high gear rates due to their driver profile or fiscal standing. While these national averages from major providers are for wide coverage policy, they can help you get an idea of who provides the cheap cable car insurance for bad drivers. It ‘s worth getting quotes from at least a few of these providers to compare with a quote from Good2Go car indemnity.

Car Insurance Estimates For Drivers With Poor Credit
Car Insurance Company Annual Rate Estimate
USAA $1,807
Geico $2,077 $2,227
Progressive $2,514
State Farm $3,616
Allstate $3,765
Car Insurance Estimates For Young Drivers
Car Insurance Company Annual Rate Estimate
USAA $1,422
Geico $1,627
State Farm $1,765
Progressive $2,029 $2,293
Allstate $2,959

Good2Go Car Insurance Discounts

For bad drivers or those looking for entirely the minimum coverage, Good2Go car policy has two sets of discounts available : driver discounts and policy discounts. Your eligibility, along with deduction handiness and come, may vary by country and cover company.

Driver Discounts

If you ’ ra concerned in lowering your monthly payment with a Good2Go car insurance dismiss, here are your options :

Good2Go Auto Insurance Discount average Discount sum description
Defensive Driving Course Discount 5-15 % If you successfully complete a state-certified defensive drive course and travel by an examination, you could receive a discount rate on Good2Go car insurance.
Good Driver Discount 10-35 % This is a standard rebate offered by about all car indemnity companies. It ’ sulfur awarded to individuals with a dear drive record for avoiding accidents and major traffic violations.
Student Driver Discount 5-20 % Another standard type of rebate, the scholar driver rebate is awarded to high-school and college students who maintain good grades. It applies to student drivers between 16 to 25 years of long time who maintain at least a bel average.
Homeownership Discount
5-10 % Homeowners can receive a discount on Good2Go car policy.
Multi-Vehicle Discount
10-25 % By insuring more than one car on a one policy, you can receive a dismiss. not only does this help you save on your policy, but other class members can get coverage for lower rates, besides.
Renewal Discount
3-5 % active Good2Go car indemnity customers who renew policies will be rewarded with a deduction.
Paid-in-Full Discount
5-10 % By paying your cable car policy premium upfront, you can save money. You ’ ll besides enjoy never worrying about late payments or multiple statements.

You can get a quote for Good2Go on-line. Enter your energy code, personal information, and information about your vehicle below, and our service will match you with one of Good2Go ’ s underwrite partners. With respective underwriters, however, you may end up getting inconsistent rates despite entering the same information every time.

Good2Go Insurance Reviews

When looking at Good2Go reviews, we found that there are alone negative comments and complaints on the company ’ south BBB page. many of these reviews citation delays and ineffective communication. It is common for insurance companies to have damaging reviews because they deal with then many customers.

Good2Go Insurance Customer Reviews

“ I have been trying to contact the ship’s company [ since ] April. I made my [ February ] requital, and then was given the option to not pay [ March ‘s ] due to COVID, but that my requital will be due for April. I have been trying to call the company since my payment was due to make a payment. ” – Yamillette L. via BBB

“ [ I was ] ineffective to contact this company to add [ a ] vehicle, cancel [ a ] policy, or shut off autopay. [ I ] got robbed for roughly $ 300. Worst policy party in the earth. ” -Zachary G. via BBB

unfortunately, we could n’t find any positive Good2Go indemnity reviews from customers. While this may shed a badly light on the company, remember that most of the clock time, the people who leave reviews were those dissatisfied with their service. good because we could not find any positive review does not mean that all customers are unhappy with their customer servicing.

Good2Go Claims

In the encase of an accident, you can file a Good2Go car indemnity claim by call, e-mail, or on the company web site after logging in. After receiving your claim, a claims representative will review the details and get back to you within one commercial enterprise sidereal day. typically, the example will investigate your coverage and any damages. however, the company ’ south work may vary from claim to claim. The Good2Go car indemnity representative should then provide you with their contact information, a claim number, and an expect timeline.

Good2Go Insurance Technology

While Good2Go insurance does not offer any mobile apps, it does have an easy-to-access on-line portal for managing your indemnity policy or accessing claims services. You can besides use the insurance company ‘s site to make a payment on your indemnity policy.

Good2Go Auto Insurance Rating: 3.0 Stars

We rate Good2Go car indemnity 3.0 out of 5.0 stars overall. bad drivers and drivers that only wish to meet the submit minimum requirements for cable car policy should consider reaching out for a quote. Good2Go ’ s lack of fiscal persuasiveness rating ( and poor past fiscal potency ratings ), along with its negative customer reviews, make us think that you might find better options out there.

Good2Go Auto Insurance Pros And Cons
Good2Go Auto Insurance Pros Good2Go Auto Insurance Cons
Caters to bad drivers Limited scope of policies and coverage
available in 50 states Poor fiscal resist
  few driver discounts available
  D- rate from the BBB

Always be certain to compare car policy quotes from providers in your sphere. The car indemnity ship’s company that offers the best rates and coverage to your neighbor may not be the best for you.

Our Recommendations For Auto Insurance

We recently researched the acme car indemnity companies in the diligence, considering each provider ‘s reputation, customer experience, coverage, and quotes and claims processes. These were two of the providers that came out on top, each earning 4.5 out of 5.0 stars from our review team.

State Farm Auto Insurance: Best For Students

state farm is one of the state ’ s leading car indemnity providers, having gained favorable reviews for its huge network of local agents, convenient digital know, and variety of available discounts. Our State Farm insurance review shows that the provider holds an A+ rat with the BBB and performed well in terms of customer satisfaction in the J.D. Power 2020 U.S. Auto Insurance Satisfaction StudyTM.

Geico Auto Insurance: Best Overall

In our Geico car indemnity reappraisal, we named the company the best option for all consumers due to its big claims reaction, customer service, and value. Geico similarly has an A+ rat with the BBB and performed well in the J.D. Power Satisfaction Study. The insurance company has easy-to-use on-line tools and a well-made mobile app. While its plans and discounts are in credit line with industry standards, Geico is broadly considered one of the best options for brassy car indemnity.


In an attempt to provide accurate and indifferent information to consumers, our adept review team collects data from dozens of car indemnity providers to formulate rankings of the best insurers. Companies receive a score in each of the follow categories, adenine well as an overall weighted seduce out of 5.0 stars.

  • Industry Standing: Insurers with strong financial ratings and customer-first business practices receive the highest scores in this category.
  • Availability: We consider availability by state as well as exclusions for specific groups of drivers.
  • Coverage: This rating is based on types of insurance available, maximum coverage limits, and add-on policies.
  • Cost and Discounts: Our research team reviews auto insurance rate estimates generated by Quadrant Information Services for a variety of drivers in every state. Companies with lower prices and many car insurance discount opportunities receive the best scores.
  • Customer Service: We comb through customer reviews and consumer feedback studies from experts like J.D. Power.
  • Technology: Auto insurers with mobile apps, advanced online services and telematics are more likely to meet consumer needs.

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