Like most group benefit programs, profit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in power. Please contact MetLife or your plan administrator for complete details.

disability indemnity is issued by Metropolitan Life Insurance Company on IDI2000-P/NC, IDI2000-P/NC-ML, IDI2000-P/GR, AH 5-88, AH 6-90, AH 7-96-CA, AH 8-96-CA and IDIP12-01-IDIP12-05, IDIP12-08. April 2014 All policies, riders and provisions may not be available in all states, at all issue ages and to all occupational classes. Ask your congressman for complete details. eligibility is submit to underwriting approval. For policies issued in New York : These policies provide disability income insurance only. They do NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services. The expect benefit proportion for these policies is at least 50 %. This proportion is the assign of future premiums that MetLife expects to return as benefits when averaged over all people with the applicable policy .
Group dental insurance policies featuring the MetLife Preferred Dentist Program are underwrite by Metropolitan Life Insurance Company, New York, NY. Dental Managed Care Plan benefits are provided by Metropolitan Life Insurance Company, a New York pot in NY. Dental HMO plan benefits are provided by : SafeGuard Health Plans, Inc., a California pot in CA ; SafeGuard Health Plans, Inc., a Florida corporation in FL ; SafeGuard Health Plans, Inc., a Texas pot in TX ; and MetLife Health Plans, Inc., a Delaware corporation and Metropolitan Life Insurance Company, a New York pot in NJ. The Dental HMO/Managed Care companies are share of the MetLife syndicate of companies. “ DHMO ” is used to refer to product designs that may differ by express of residency of the enrollee, including but not circumscribed to : “ Specialized Health Care Service Plans ” in California ; “ Prepaid Limited Health Service Organizations ” as described in Chapter 636 of the Florida statutes in Florida ; “ Single Service Health Maintenance Organizations ” in Texas ; and “ Dental plan Organizations ” as described in the Dental Plan Organization Act in New Jersey.

MetLife Vision benefits are cover by Metropolitan Life Insurance Company, New York, NY. Certain claims and network government services are provided through Vision Service Plan ( VSP ), Rancho Cordova, CA. VSP is not affiliated with Metropolitan Life Insurance Company or its affiliates. In certain states, handiness of MetLife ‘s Group Vision benefits is submit to regulative approval. MetLife VisionAccess is a discount rate program and not an insured benefit. It is provided through VSP.

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