+ What Car Insurance Company should I choose?

ultimately, this is up to you and your force needs, however, for the sake of dependability we recommend choosing a well established administration. We work with 30 different indemnity ship’s company brands all of which are reputable and well known in Thailand. Selecting car indemnity with MrKumka is slowly and commodious as we try to offer you products from both the leading indemnity companies adenine well as those that can match your price requirements. here is a snatch of information about the most popular ones ;
• The Viriyah Insurance
is Thailand ’ s act 1 leading non-life policy company providing insurance for vehicles, nautical, assets and a lot more. They are well known in the market and have a bad net of shops .
• Syn Mun Kong Insurance
is one of the most popular brands in Thailand. They offer a wide variety of different car policy types and packages. With 63 nationally branches, they besides let customers choose indemnity coverage for different lengths of clock, from 3 months, 6 months, 9 months and astir to 1 year per indemnity policy period .
• Thanachart Insurance
is a more recent company that has surged in its issue of see customers. They provide car insurance with a focus on flood protective covering since this can be a concern for many drivers in Thailand. For great service, they have won the outstanding Non-Life Insurance Company Award for 7 years.

• LMG Insurance
is a well known and international stigmatize for not life sentence policy. They have more than 100 years of experience in over 15 countries. They expanded throughout all the provinces in Thailand with around 50 different branches and garage networks equally well .
• Dhipaya Insurance
is another well known insurance caller in Thailand. They are alone in that they not only offer vehicle indemnity but besides different forms of health insurance. They besides launched a sub-brand called TipLady designed to provide particularly catered insurance services for women .
These are just a few of our insurance company options. Check your car indemnity quote with Mr.Kumka and choose from over 30 insurers with the correct price and coverage for you .

+ What is the difference between Type 2 and Type 2+ vehicle insurance?

This will depend on the insurance company that you choose, but by and large the fiscal sum of indemnity coverage for car indemnity Type 2+ is much higher than Type 2 policy. additionally, Type 2+ will provide more protection for damages to your fomite from a collision with a third party for any damages, bodily damage or death, 24/7 tow service, coverage for larceny, car fire or flood price .
type 2 however, is much more restrict in protecting your vehicle from car accidents with a one-third party and does not include any flood damage protection which may be quite necessity if your vehicle is not parked in a fasten parking garage or elevated area .

+ What is the difference between Type 3 and Type 3+ vehicle insurance?

This will depend on the insurance company that you choose, but by and large cable car indemnity Type 3+ offers coverage to your fomite from a car accident with a third base party while Type 3 will only cover damages to a third base party vehicle and indebtedness to third party for any bodily damage or death. Most insurers will besides provide 24/7 towing service with Type 3+ insurance policy and the ability to add excess policy, whereas this options do not exist for Type 3 policy

+ What is the difference between Type 2+ and Type 3+ vehicle insurance?

This will depend on the insurance company that you choose, but broadly car indemnity Type 2+ and Type 3+ will both offer coverage to your vehicle from a car accident with a third base party, damages to a third party vehicle and liability to third party for any bodily damage or death. Most insurers will besides provide 24/7 towing service with Type 3+ policy policy and the ability to add excess insurance. however, only Type 2+ will provide extra coverage for car fire, larceny and deluge damage while Type 3+ does not include this extra coverage. We recommend that you consider this difference cautiously, particularly if your vehicle is normally parked external alternatively of a secure park garage .

+ Which car insurance Type will cover flood damage better?

Considering how much it rains in Thailand, most insurers include flood damage and alike natural disaster coverage in their policy policies. Type 1 and Type 2 + will provide you with protection from flood damage, however the fiscal sum of insurance coverage will differ a lot more importantly between these two policy types and the policy company you decide to choose.

+ Which car insurance Type will cover car breakdown or damage better?

With most companies, all motor indemnity types except for Type 3 should provide some protection for your fomite from damages by a third party or lifelike disasters, however the limits of liability on each type is identical different. The most comprehensive would be type 1 and Type 2+. These two car policy types would besides be more commend for newfangled drivers or for people who drive often and for long distances .

+ Which car insurance Type will provide 24/7 towing service?

This largely depends on your insurance company but broadly Type 1, Type 2+ and Type 3+ will offer towing servicing as separate of your policy policy or as an add on .

+ Which car insurance Type will provide protection from fire damage or car theft?

This largely depends on your insurance company but by and large Type 1, Type 2+ and Type 2 will offer policy coverage for burn wrong and cable car larceny .

+ Which car insurance Type had the option of installment payments for the insurance premium?

This does not depend on your policy type a much as it depends on the insurance company that you choose for your fomite. Most big brands offer car insurance payment through installments, even Mr.Kumka has an choice for you to pay for your policy agio through fixed installments by debit poster, credit card or bank transfer .

+ Which auto insurance Type will include Roadside Assistance?

normally, most insurers provide Emergency Roadside Assistance as an lend on to your indemnity policy as this is considered a separate indemnity product. however, car indemnity Type 1, Type 2+ and Type 3+ should all be able to offer 24/7 car towing service in summation to car policy surveyors arriving to the car accident scene to help you process your indemnity claim .

+ What is Excess Insurance?

Some indemnity companies will have the option to add on excess indemnity which is a imprint of extra coverage that in the long condition helps to keep your car policy premium lower and reduce the amount of policy claims where you are at defect .
. If you purchase an policy policy and request to have an ‘ ten ’ sum of excess added to your policy, when you have a car accident and you are at fault, you do not need to make a claim if the cost of car repairs is below the ‘ x ’ measure listed in your excess policy policy .
You will pay for the cost of repairs yourself and avoid adding a claim to your insurance claim history while retaining your good driver history. however, if the price of repairs is above the ‘ x ’ sum listed in your excess policy policy, you will need to make a claim with your insurance company. In such a shell, you will hush pay the ‘ x ’ amount listed in your excess insurance policy and your insurance company will pay the remaining sum from the price of car repairs. If you have an accident with a third party and you are not at fault, you do not need to pay anything and your excess does not apply in such a scenario. overall, we recommend everyone to request excess added to their indemnity policy as it will help you to lower the number of car indemnity claims in your history and in the long term, aid to keep your indemnity bounty lower.

+ What is a Car Repair Garage Option or Garage Plan?

Some insurers provide the option to repair your vehicle at one of their partner garages in the event that you have a car accident. In choosing this option, you may be able to get a lower premium from your car indemnity party based on their policy and extent of car repair garage networks .

+ What is a Driver Option or Driver Plan?

This option allows you to add extra drivers to your car policy policy in the consequence that you are not the only person that may drive your vehicle. This provides extra auspices to your vehicle in the event that your vehicle is involved in a car accident, the extra driver choice would provide insurance coverage whether it was you driving the fomite, an extra driver or any driver that you decided to add to your insurance policy. Check with your insurance company as some are more relax about extra drivers while others may not be .
If you have any extra car insurance questions, feel free to contact us and we ’ ll be happy to assist you with any questions you may have .

Leave a Reply

Your email address will not be published. Required fields are marked *

%d bloggers like this: