From Wikiprocedure


In person
  • Contact any motor broker and let them assess your motor insurance cover needs before they can refer you to the appropriate insurance provider
  • Complete the proposal form
  • Provide the necessary supporting documents
  • Conduct a valuation of the vehicle
  • Carefully read and understand the policy document
  • Sign the policy document


Required Documents.

  • National identity card
  • Motor vehicle log book

2nd Floor, Annex 3, New Fed. Secretariat Complex Shehu Shagari Way, Central Area, P.M.B. 1136 Abuja Tel : 09-5237054


4, Okene Street, Area 2, section 2, P.M.B. 320, Garki, Abuja Tel : 09-2344482 ; 2344481 ; facsimile : 09-2340994


447/448, Central Business District, ( Along Airport Road ), P.M.B. 284, Abuja Tel : 09-5237710-2 1 facsimile : 09-5236007


N4 17 UAC Commercial Complex Plot 272 & 273, central Area, P.M.B. 292 Garki, Abuja. Tel : 09-523674 1 ; 5234213 facsimile : 09-5234213


Behind Benin_City Export Import Bank, Muhammadu Buhari Way, P.M.B. 446, Garki, Abuja.



Every motor vehicle operated on nigerian roads must be insured.


  • Third Party policy is N5000=
  • The rate of Comprehensive Motor Insurance depends on the value and type of car insured


1 class

Documents to Use.

Please attach documents that can be used by people. e.g. links


sample Documents.

Please attach sample completed documents that would help other people.

action time.

Less than 30 minutes

Related Videos.

Videos explaining the procedure or to fill the applications. 
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  • It is important for you to understand that by taking a motor insurance, you are transferring the risk from yourself to the motor insurance company
  • There are three distinct types of motor insurance cover that you should know. Third party- covers third party body injury and property damages that might occur in an accident.
  • The comprehensive cover- covers third party and second party but does not cover first party and family. Owner and the family members are required to take personal accident cover.
  • Comprehensive motor insurance provides cover for damages caused by other incidents in addition to the damages to the car as a result of accidents.

Third party open fire & larceny covers larceny in addition to covering third base party liability

Required data.

  • Proof of identity
  • Proof of vehicle ownership .


need for the Document.

In Nigeria, it is compulsory to have motive policy before using or keeping a motor vehicle on public roads. Motor insurance ( besides known as car indemnity, car indemnity or fomite indemnity ) is insurance purchased for cars, trucks, motorcycles and other road vehicles. Its primary coil use is to provide fiscal security against forcible damage and/or bodily injury resulting from traffic collisions and against liability that could besides arise there from. The police requires all motor vehicles to be insured in Nigeria, and the indemnity is supposed to cover against fiscal personnel casualty, larceny, damages, and third party liabilities. Motor insurance policy is a mandatary policy issued by an indemnity company as part of prevention of populace liability to protect the general populace from any accident that might take place on the road. The police mandates that every owner of a motive fomite must have one motive policy policy. It is one of the 13insurance policies that have been made mandate by the National Insurance Commission, NAICOM, the policy regulative body in Nigeria. The law specifies allow punishment for non-compliance by fomite owners.

information which might help.

All general policy companies registered by NAICOM are authorized to issue a motor insurance policy. Third Party Motor policy can be bought from policy companies and license offices. comprehensive examination cable car policy is optional and most people decide not to purchase this in regulate to minimize premium cost. however, one needs to consider all options and risks he/she is facing using the cable car before deciding whether to get a comprehensive cover or not, particularly if one is using the vehicle in an area that is prone to vandalism, larceny and high gear repair costs. note that the call you can make on an car policy policy is limited. then, find out the limit to the passing the insurance policy covers before subscribing. For example, an car policy policy may merely cover loss astir to a certain sum say N1,000,000. This means that if the vehicle you damaged is worth more than that, the indemnity company will merely provide N1,000,000.

other uses of the Document/Certificate.

  • Can be used to provide proof to motor vehicle ownership

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If your car is involved in an accident, remember not to admit at the setting that it was your defect because this could make your policy invalid. Exchange names and other details with the other drivers and get details of any independent witnesses. If person refuses to give you his/her details, your insurance company may be able to trace them through the persons vehicle registration numeral. Tell your insurance company about the accident straight away, tied if you dont want to make a claim. If person is injured, show your indemnity certificate or embrace bill to the Police. If you cant do this at the setting of the accident, take the documents to the Police Station. Take photograph that you may be able to belated use as testify if you need to make a claim. Get a claims shape from your insurance company or write to the other driver or his insurance company, giving details of the accident and the other drivers policy number.

besides, you should not get your car repaired without your insurers permission since they may want to send person to inspect it and you may have to use an approve mender .

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